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Financial Insights for India

Practical, no-jargon money guides built for Indian middle-class realities.

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Emergency Fund

How Many Months Can You Survive Without Income?

Most Indians think they're prepared. The real number is alarming โ€” and fixable in 6 months.

June 2025 ยท 8 min read
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Warning Signs

Financial Warning Signs Most Indians Ignore

7 red flags that appear months before a financial crisis. Spot them early and avoid disaster.

May 2025 ยท 6 min read
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EMI & Loans

Is Your EMI Too High? Check Before It's Too Late

If total EMI exceeds 40% of income, you're in the danger zone. Here's how to calculate and fix it.

April 2025 ยท 7 min read
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Savings

How to Build Emergency Fund in 6 Months

A step-by-step plan to go from zero savings to 6 months of security โ€” even on a modest salary.

March 2025 ยท 9 min read
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Family Finance

Financial Planning for Middle-Class Families in India

Balancing children's education, elderly parents, loans, and retirement โ€” a practical framework.

February 2025 ยท 11 min read
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Investing

Should You Invest or Repay Loans First?

The eternal dilemma for Indian earners โ€” a data-driven answer based on loan interest vs return rates.

January 2025 ยท 7 min read
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Goals

50-30-20 Budget Rule: Does It Work for India?

The Western budgeting rule adapted for Indian income levels, inflation, and family obligations.

December 2024 ยท 6 min read
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Retirement

How Much Do You Need to Retire Comfortably in India?

Calculating your retirement corpus based on current lifestyle, inflation, and expected lifespan.

November 2024 ยท 10 min read
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Debt

Debt Avalanche vs Debt Snowball: Which Works for India?

Two proven debt repayment strategies compared โ€” with examples using Indian loan scenarios.

October 2024 ยท 8 min read
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