About Financial Health Score

Why We Built This

India has hundreds of millions of middle-class households navigating a complex financial landscape — rising loan obligations, increasing cost of living, no government safety net equivalent to developed countries, and growing responsibility for ageing parents and children's education simultaneously. Yet most personal finance tools available online are either built for Western markets or are overly simplified.

We built Financial Health Score to fill this gap: a free, honest, and India-specific financial health platform that helps ordinary Indian households understand exactly where they stand — and what to do about it.

What We Stand For

• Privacy first: Your financial data never leaves your browser. We mean this literally — our calculators run entirely client-side.
• No sales pitch: We do not push specific financial products. Our tools give you information, not sales funnels.
• India-specific: Our benchmarks, scoring logic, and content are calibrated for Indian income levels, inflation, loan structures, and family financial realities.
• Educational, not alarmist: We help you understand your situation clearly, then provide practical, actionable next steps.

Our Tools

We offer six free financial calculators — the Financial Health Score, EMI Calculator, SIP Calculator, Emergency Fund Tool, Retirement Planner, and Debt Risk Analyzer — plus a blog with practical financial guides written specifically for Indian middle-class households.

Disclaimer

Financial Health Score provides educational information only. We are not SEBI-registered advisors. Nothing on this site constitutes financial advice. For major financial decisions, always consult a qualified financial professional. See our full Disclaimer.