Understand your financial risk before it becomes a crisis. Free, private, and built for Indian middle-class realities.
Calculate My ScoreThree steps to understand where you stand financially — no signup, no data saved.
Input your monthly income, regular expenses, and EMI payments. Takes under a minute.
Tell us about your current savings balance and total outstanding loan amounts.
Receive a 0–100 Financial Health Score with detailed insights and actionable recommendations.
Six powerful calculators, each designed around India-specific financial realities.
Get a comprehensive 0–100 score across 6 key financial metrics including EMI burden, emergency fund, and debt ratio.
Calculate My Score →Instantly calculate monthly EMI for home loans, car loans, and personal loans with full amortization breakdown.
Calculate EMI →Find out how much your monthly SIP investment will grow over time with India's average market returns.
Calculate SIP →Know exactly how much emergency fund you need and how fast you can build it with your current savings capacity.
Check Emergency Fund →Plan your retirement corpus based on your current age, income, and expected lifestyle — tailored for India.
Plan Retirement →Analyse your total debt burden and get a clear debt-to-income risk rating before taking on any new loan.
Analyze Debt Risk →India's middle class faces unique financial pressures — rising costs, job uncertainty, and increasing loan burdens.
A majority of urban Indian households have less than one month's expenses as savings buffer — a dangerous position.
Personal loan and credit card debt has surged. Many borrowers don't know their true debt-to-income ratio.
Most Indians are one medical emergency or job loss away from financial crisis. The answer starts with awareness.
Rising food, rent, and fuel costs are silently eroding purchasing power. Smart planning is no longer optional.
Practical guides written for Indian middle-class households — no jargon, just clarity.
Most Indians think they're prepared. Our analysis shows the real number is alarming — and fixable.
These 7 red flags appear months before a financial crisis — learn to spot them before it's too late.
If your total EMI exceeds 40% of income, you're in the danger zone. Here's how to calculate and fix it.
It takes 60 seconds. No account needed. No data saved.
Calculate My Score — Free